In the financial services industry, a fiduciary is a person (or organization) who is legally and ethically bound to always put client interests ahead of their own when making investment decisions.

Are all financial advisors a fiduciary?

No, this isn’t always the case. Registered investment advisors (RIAs) like Vision Retirement are legally fiduciaries. Broker-dealers and other types of money managers aren’t, however, and thus not held to the same standards. They can therefore recommend investments or products that pay bigger commissions than those best aligned with your financial objectives.

What is Vision Retirement’s approach to investing?

Though our clients have unique goals, our approach remains the same—relying on evidence-based investing methodology in the absence of our own opinions (or those of others) and basing our decisions on decades of research-based data from the third-party strategists we partner with.

Your portfolio, actively managed — by a fiduciary, in your best interest.

An in-house team of CFP® professionals builds a portfolio around your goals, risk tolerance, and timeline — then actively manages it through every market cycle, so you don't have to.

Schedule a FREE Discovery Call

A free 15-minute call first — no cost, no obligation. We'll see if fiduciary investment management is the right fit.

Whether you’re striving to accumulate or preserve wealth, our fiduciary investment management service is here to help.

Investing isn’t easy. Success requires you stay abreast of global financial markets with the ability to identify/analyze potential risks and opportunities, all while balancing the right amount of risk and return within your portfolio.

These activities are time-consuming and can breed expensive mistakes if you aren’t disciplined—not to mention the oft-complicated tax implications that accompany every investment decision!

Thankfully, our fiduciary investment management service eradicates these emotional and time-draining barriers and places the burden on the experts: our in-house team of CFP® professionals and network of third-party strategists.

We’ll review your specific situation and develop personalized investment strategies based on your risk tolerance, goals, and time horizon. When implementing the plan, we’ll continuously monitor your investments and actively manage your account to ensure it remains on strategy. You’ll also engage in a one-on-one quarterly investment review with your financial advisor for additional insight.

Pricing and Other Considerations

Fees

Annual service fees—which are all-inclusive and cover a wide range of costs spanning third-party strategists, custodians, record-keeping tasks, trading costs, and strategy and administrative fees—max out at 1.25% of your total account value. The minimum investment threshold is $10,000.

Account details

Quarterly fees are either paid directly from your account or billed separately, and you can access your statements online or via postal mail. Investment vehicles include individual securities, mutual funds, and exchange-traded funds (ETFs).

Schedule a FREE Discovery Call

Frequently Asked Questions

In the financial services industry, a fiduciary is a person (or organization) who is legally and ethically bound to always put client interests ahead of their own when making investment decisions.
No, this isn’t always the case. Registered investment advisors (RIAs) like Vision Retirement are legally fiduciaries. Broker-dealers and other types of money managers aren’t, however, and thus not held to the same standards. They can therefore recommend investments or products that pay bigger commissions than those best aligned with your financial objectives.
Though our clients have unique goals, our approach remains the same—relying on evidence-based investing methodology in the absence of our own opinions (or those of others) and basing our decisions on decades of research-based data from the third-party strategists we partner with.