Build long-term wealth by delegating
(or automating!) your investment decisions.
Regardless of the investment solution you choose, you’ll work with a CFP® professional who can help you achieve your financial goals.
See if our expertise matches with your needs.
Option 1
Fiduciary Investment Management
Delegate day-to-day investment decisions to a team of experts.
Investing isn’t easy. To find success, you must stay abreast of global financial markets and possess the ability to analyze and identify potential risks and opportunities. These activities are not only time-consuming but can also lead to expensive mistakes if you aren’t disciplined—not to mention the associated tax implications!
Our fiduciary investment services solution removes these emotional and time-draining barriers, placing the burden on the experts: our in-house team of CFP® professionals and network of third-party strategists.
We’ll first review your specific situation and then develop personalized investment strategies based on your risk tolerance, goals, and time horizon. Then, we’ll implement these plans, continuously monitor your investments, and actively manage your account to ensure it remains on strategy. You’ll also engage in a one-on-one quarterly investment review with your financial advisor for an extra layer of insight.
Fees
The annual fee for this service maxes out at 1.25% of your total account value. Fees are all-inclusive and cover a wide range of costs spanning third-party strategists, custodians, record-keeping tasks, trading costs, and strategy and administrative fees. The minimum investment requirement is $100,000.
Other Stuff to Know
Fees are billed quarterly and either paid directly from your account or billed separately. You can access your statements online or via snail mail, and investment vehicles include individual securities, mutual funds, and exchange-traded funds (ETFs).
See if our expertise matches with your needs.
Option 2
Automated (Robo) Investing
Combine the power of automated investing with the guidance of a financial advisor.
Whether you’re new to investing or merely seeking a low-cost solution to invest and build your wealth, VR Robo is perhaps just what the doctor ordered. Why? Because we partner with Betterment and use this platform to provide you with access to a variety of diversified exchange-traded funds (ETFs).
Once you enroll, Betterment will capture information about you and your goals to then determine appropriate allocations, execute trades, and implement other automated features such as portfolio rebalancing and dividend reinvestment—all in the name of a potential boost to your investment returns.
You’ll also gain access to ongoing guidance from a dedicated CFP® professional here at Vision Retirement—not a 1-800 number staffed with random financial advisors—as well as an annual review of your Betterment account.
Fees
The annual fee is 0.75% of your total account balance, with a $1,000 minimum investment.
Other Stuff to Know
Fees are pulled directly from your Betterment account at the end of each month, with statements available online through the Betterment website.
ETFs are just like mutual funds but require less human oversight and trading; thus, they are often automated and less expensive than other investment opportunities. Click here to read all about them.
See if our expertise matches with your needs.
Compare Our Investment Solutions
Fiduciary Investment Management
(FIM)
Enjoy our most customized solution wherein we construct, implement, continually monitor, and actively manage your account.
✓ Best for: Clients seeking active investment management and a fiduciary to look out for their best interests.
✓ Cost: Maxes out at 1.25% of the total account value
✓ Minimum requirements: $100,000
✓ Investment vehicles: Exchange-traded funds (ETFs), mutual funds and individual securities
✓ Reviews: Quarterly
✓ Available to: All clients
Automated Investing
(VR Robo)
Combine the power of automated investing—through Betterment—with the guidance of a dedicated CFP® professional.
✓ Best for: Clients seeking a lower-cost investment option and want minimal human intervention.
✓ Cost: .75% of the total account value
✓ Minimum requirements: $1,000
✓ Investment vehicles: Exchange-traded funds (ETFs) only
✓ Reviews: Annual
✓ Available to: All clients
See if our expertise matches with your needs.
Start simplifying
your journey and speak to a financial advisor today.
See if our expertise matches with your needs.