Boost your engagement with our firm.
Whether you’re a prospective or existing client, go beyond our core solutions and explore these additional options for either your primary service or as a complement to others.
See if our expertise matches with your needs.
VR Test Drive
This offering is perfect for prospective clients seeking more than a complimentary consultation to kick the tires on our firm.
Finding the right retirement planning firm is often a daunting process. You of course want to steer clear of firms that push products you later realize aren’t right for you. You also want to avoid financial advisors whose recommendations are of greater benefit to them—or their firm—than they are to you.
While we have you covered there, we also want to make it even easier for prospective clients to engage with us moving forward.
This is precisely where VR Test Drive comes into play, providing you with the ability to learn firsthand the value of a CFP® professional who can thoroughly review your finances—including your investments and most recent tax return—with absolutely no obligation to continue beyond this initial engagement (although we hope you do!).
More specifically, VR Test Drive offers the following benefits:
Investment portfolio analysis
Our investment review includes identifying your risk score and delivering a comparison of your current investment allocation versus your ideal allocation—arming you with the knowledge you need to make changes, accordingly.
Tax-planning observations
We’ll analyze your most recent income tax return to identify potential tax-planning opportunities as they relate to your current situation. Some examples of this include tax-efficient investment recommendations, wealth-building strategies, and strategies to maximize your charitable giving.
Personal scorecard
This document provides a visual snapshot of your net worth and acts as a baseline to track your progress moving forward.
Pricing and other considerations
A one-time service fee of $295 is due upon engagement.
Should you choose to become a client within 30 days of receiving our recommendations, we will apply a $295 credit to the solution you select.
Note this credit only applies to our advice, financial planning, and tax preparation services.
See if our expertise matches with your needs.
Financial Planning
We’ll build and deliver a comprehensive financial plan customized to your unique situation.
Each of your financial decisions is often made in isolation. For example, you may work with a financial advisor for your investments, a CPA firm for your taxes, and an agent for your insurance needs. These parties may all offer you relevant advice, which is perfectly fine.
However, at some point in your life, you’ll need to enlist the help of someone who can evaluate all aspects of your finances, together—identifying how they affect one other and can effectively cooperate to best position you to reach your goals.
Financial planning serves this very purpose.
Your financial advisor will adopt a thorough, holistic view of all your finances to identify what’s working—and what isn’t—before ultimately delivering a roadmap for moving forward. He or she will then update your plan as you encounter different life events or reach various milestones.
Pricing and other considerations
Financial planning summons a one-time fee based on the complexity of your situation. Your investment for this service is calculated at .10% of your net worth. For example, if your net worth is $5 million, then your cost is $5,000. Please note there is a minimum fee of $2,500 and you will enjoy a 25% discount on subsequent plan updates to address any life-changing events.
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Consulting
Perhaps you need help identifying if you have enough life insurance, have no clue what to do with your 401(k) when changing jobs, or are a professional guardian seeking expert advice to carry out your financial responsibilities. No matter your specific challenge, you can rely on the help of our hourly consulting services to get the clarity and guidance you need to ensure you make the best decisions possible.
Sometimes, you’ll need expert guidance to address a specific financial challenge.
Pricing and other considerations
We charge an hourly rate of $295 with no minimum time requirements in this regard.
See if our expertise matches with your needs.
Client-Directed Investing
Buy and sell your preferred investments while receiving oversight from a CFP® professional.
For those craving additional hands-on investment opportunities, our client-directed investing option allows you to confidently put your investment ideas—or, for monthly subscription clients, your investment roadmap—into action.
Simply choose your investment—whether individual securities, mutual funds, or exchange-traded funds (ETFs)—and then call your financial advisor (with CFP® credentials) to execute the transaction. While you’re ultimately responsible for making the final decision, perspective from a financial advisor can help eliminate emotional decision-making and ensure you stay on track with respect to your objectives.
Fees
Most trades are only $9, and a $5,000 minimum account opening investment is required to open an account.
Other Stuff to Know
Client-directed investing is only available to existing clients who have a monthly subscription or have a fiduciary investment management account(s). You can access your statements either online or via snail mail.
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Start simplifying
your journey and speak to a financial advisor today.
See if our expertise matches with your needs.