Stop guessing. Start knowing if you’re truly on track for retirement.

Most retirement calculators oversimplify your unique financial situation. Get a personalized, human-led analysis of your investments, cash flows, taxes, and Social Security—all for a flat $590 fee.

Connect with a CFP® professional to discuss your retirement goals and get answers tailored to your future.

Am I on Track for retirement Vision retirement financial planning financial advisor Ridgewood NJ Bergen County NJ Poughkeepsie NY CFP

Is “Am I on Track?” the right fit for you?

Are you confident your retirement plan covers all the bases? You’re not alone if you have doubts—whether about inflation, healthcare, or if your advisor truly has your best interests at heart. Some of the exact concerns we hear every day include: 

· "I have a 'number' in my head but don't know if it will survive inflation."

· "I want to retire at 62 but am terrified of healthcare costs."

· "I'm worried my current advisor is just 'coasting' on my assets."

Our expert-led audit goes beyond basic calculators to focus on what matters most for your future, empowering you to step into retirement with clarity and confidence.

Connect with a CFP® professional to discuss your retirement goals and get answers tailored to your future.

Discover what’s included in our “Am I on Track?” service:

Am i on Track for Retirement Investment portfolio analysis Vision Retirement financial advisor financial planner CFP RIA Ridgewood NJ Poughkeepsie NY

Investment portfolio analysis

We’ll identify your risk score and compare your current investment allocation to your ideal allocation—arming you with the knowledge you need to make any necessary changes.

tax Planning observations Am I on Track for Retirement  investment portfolio review income taxes retirement planning financial advisor Ridgewood NJ CFP RIA fiduciary Poughkeepsie NY

The Tax Audit

We’ll identify gaps or missed opportunities in your tax return and offer advice on tax-smart investing, wealth-building strategies, and how to maximize charitable giving.

0 to 100 image of bullseye Vision Retirement fiduciary financial advisor Ridgewood NJ CFP

The 0–100 Score

We’ll provide a clear, easy-to-understand score (0–100) showing exactly how likely you are to reach your retirement goals so you can finally know (not guess) whether you’re A-OK.

Social Security review Am I on Track for Retirement  investment portfolio review income taxes retirement planning financial advisor Ridgewood NJ CFP RIA fiduciary Poughkeepsie NY

The Social Security Optimizer

We’ll determine your optimal Social Security filing date, helping you maximize your benefits and retire with greater confidence.

Retirement map Vision retirement financial advisor financial planning CFP Ridgewood NJ Bergen County NJ Poughkeepsie NY

The Gap Plan

We’ll assess whether you’re on track to meet your financial goals by conducting a thorough cash flow analysis—examining how money moves in and out of your accounts. This part of the assessment includes personalized income projections and clear, actionable recommendations to help you move confidently toward a comfortable retirement.

Connect with a CFP® professional to discuss your retirement goals and get answers tailored to your future.

What to Expect from Start to Finish

Here’s exactly how your personalized retirement assessment works:

1. Schedule your consultation.

Book a virtual or in-person call/meeting with one of our CFP® professionals at a time that works best for you. During our conversation, we’ll discuss the information we need about your current finances, goals, and concerns.


2. Get a comprehensive analysis.

Our team of CFP® professionals will review your investments, taxes, Social Security options, and retirement timeline: looking for gaps, missed opportunities, and ways to strengthen your plan—always with your unique situation in mind.


3. Enjoy a personalized review session.

During your session, your CFP® professional will walk you through your audit results, answer your questions, and explain your personalized Readiness Score: providing you with clear, actionable recommendations tailored to your needs.


4. Walk away with a retirement roadmap.

You’ll receive a detailed summary of our findings and next steps, giving you have clarity on what to do and the confidence to move forward without any pressure or ongoing obligation.

Connect with a CFP® professional to discuss your retirement goals and get answers tailored to your future.

Pricing and Other Considerations

Our “Am I On Track?” service is a comprehensive, standalone audit giving you truly objective guidance from our team of CFP® professionals—no need to move your accounts or make any long-term commitments.

Designed for investors age 50 and up, “Am I On Track?” is available for a simple, one-time fee of $590—payable only when you decide to engage.

Why choose Vision Retirement?
We’re an independent Registered Investment Advisor (RIA) specializing in retirement planning, investment management, and tax solutions. As fiduciaries, we help individuals and families gain financial confidence, grow long-term wealth, and enjoy a more secure, stress-free retirement.

Connect with a CFP® professional to discuss your retirement goals and get answers tailored to your future.

Pricing for Am I on Track for retirement Vision retirement financial planning financial advisor Ridgewood NJ Bergen County NJ Poughkeepsie NY CFP

30+
Years


Helping families navigate complex retirement decisions

As Seen In

Vision Retirement financial planning independent RIA CFP fiduciary investment advice investment management New Jersey New York Bergen county financial advisor Ridgewood NJ

100%
Fiduciary


Advice that’s always in your best interest and never about our bottom line

Vision Retirement financial planning independent RIA CFP fiduciary investment advice investment management New Jersey New York Bergen county financial advisor Ridgewood NJ
Vision Retirement financial planning independent RIA CFP fiduciary investment advice investment management New Jersey New York Bergen county financial advisor Ridgewood NJ

100% Transparency


Compensation from clients, not products paying high commissions

Vision Retirement financial planning independent RIA CFP fiduciary investment advice investment management New Jersey New York Bergen county financial advisor Ridgewood NJ

Vision Retirement financial planning independent RIA CFP fiduciary investment advice investment management New Jersey New York Bergen county financial advisor Ridgewood NJ

Start simplifying
your journey and speak to a financial advisor today.

See if our expertise matches with your needs.