Stop guessing. Start knowing if you’re on track for retirement.
A CFP® professional reviews your investments, taxes, Social Security, and cash flow — then gives you a clear 0–100 readiness score and a complete retirement roadmap. A flat $590, with no need to move your accounts.
A free 15-minute call first — no cost, no sales pitch. We’ll confirm “Am I on Track?” is the right fit before you pay anything.
“Am I on Track?” is for you if…
You’re approaching retirement and want a clear, honest answer to one question: can I actually afford the retirement I want?
Your savings are spread across several places — 401(k)s, IRAs, a brokerage account — and you have no single view of whether it all adds up.
You’re weighing when to retire, when to claim Social Security, or how to cover healthcare before Medicare — and you want the math done properly.
You want a complete plan you can act on — not a calculator’s rough guess.
“Am I on Track?” isn’t a sales meeting. It’s a complete, paid assessment by a CFP® professional — and you keep the full retirement roadmap whether or not you ever work with us again.
What your $590 “Am I on Track?” assessment covers.
A CFP® professional builds a complete picture of your retirement — six parts:
✓ Investment portfolio analysis — a review of your holdings, your risk level, your allocation, and the fees you’re paying.
✓ Tax return review — we read your most recent return for missed opportunities and tax-smart moves that strengthen your plan.
✓ Social Security optimization — we identify your optimal claiming age so you get the most from your benefits.
✓ Cash flow and gap analysis — a full look at money in and money out, with income projections that show whether your plan holds up.
✓ Your 0–100 retirement readiness score — one clear number showing how likely you are to reach your retirement goals.
✓ Personal scorecard — a visual snapshot of your net worth, and a baseline to measure your progress from here.
It’s all delivered as a complete retirement roadmap you keep — regardless of whether you decide to work with us.
“Am I on Track?” or Second Opinion — which one fits?
“Am I on Track?” is the complete assessment — your investments, taxes, Social Security, and cash flow, plus a 0–100 readiness score and a full retirement roadmap. If you mainly want a focused, independent check on your investment portfolio and the fees you’re paying, our Second Opinion ($295) is the lighter option. Not sure which you need? We’ll help you decide on your free discovery call.
What to expect, from start to finish.
Here’s exactly how your personalized retirement assessment works:
1. Book your free discovery call.
A free 15-minute call with a CFP® professional. We’ll talk through your situation, confirm “Am I on Track?” is the right fit, and tell you exactly which documents to send.
2. We build your analysis.
A CFP® professional reviews your investments, taxes, Social Security options, and cash flow — looking for gaps, missed opportunities, and ways to strengthen your plan.
3. We walk you through it.
In a personalized review session, your CFP® professional explains your 0–100 readiness score, answers your questions, and gives you clear, specific recommendations.
4. You keep the roadmap.
You walk away with a detailed summary of the findings and your next steps — so you have clarity on what to do, with no pressure and no ongoing obligation.
Simple, one-time pricing — $590.
“Am I on Track?” is a flat $590, paid once, when you decide to move forward. There’s no need to move your accounts, and no ongoing commitment — the assessment stands on its own.
Frequently Asked Questions
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A calculator runs a formula on a few numbers you type in. “Am I on Track?” is a CFP® professional reviewing your actual investments, tax return, Social Security options, and cash flow — and giving you a plan, not just a projection.
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No. It’s a standalone assessment. Your accounts stay exactly where they are, and there’s no obligation to change anything — or to work with us afterward.
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Your investment account statements and your most recent tax return for starters. We’ll tell you exactly what to send on your discovery call.
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About two weeks — from when you share your documents to when a CFP® professional walks you through the findings and your readiness score.
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The Second Opinion ($295) is a focused review of your investment portfolio and fees. “Am I on Track?” ($590) is the complete picture — it includes the investment review plus taxes, Social Security, cash flow, a 0–100 readiness score, and a full retirement roadmap.
Find out exactly where your retirement stands.
Book a free 15-minute discovery call. We’ll confirm “Am I on Track?” is the right fit, answer your questions, and tell you exactly what to send — no cost, no pressure.