Work with a CFP® professional, starting at $295.
No asset minimum. No long-term contract. No hidden fees.
A free 15-minute call — no cost, no obligation, no sales pitch.
Every service, every price, one view.
Click any service name for details below.
| Service | Price | Account minimum |
|---|---|---|
| Ways to start · One-time, no commitment | ||
| Discovery Call15-minute intro, no obligation | Free | None |
| Second OpinionAn independent CFP® professional’s review of your current investment strategy | $295one-time | None |
| “Am I on Track?”Your readiness score from a CFP® professional | $590one-time | None |
| Hourly ConsultingAddress a specific challenge | $295per hour, no minimum | None |
| VR Circle Membership · Ongoing advice, flat annual fee | ||
| VR Circle — AdviceOngoing CFP® access + guidance on how and where to invest | $895per year | None |
| VR Circle — PlanningEverything in Advice, plus a retirement roadmap and the work to keep it on track | $2,495per year | None |
| VR Circle — VR 360Everything in Advice, plus estate planning, income tax prep, and more | $3,995per year | None |
| Investment management · We manage, you own | ||
| Automated Investing w/ GuidanceRobo portfolio + CFP® on standby | 0.75%per year of account balance | $1,000 |
| Fiduciary Investment ManagementFull-service, actively managed | Up to 1.25%per year · all-inclusive | $10,000 |
| Add-ons · Open to non-clients too | ||
| Income Tax PreparationVia Advisor Tax Prep · $450 for VR clients | From $599per filing | None |
Which path fits you?
Many people start with an intro service (Second Opinion, Am I On Track?) since they are the easiest way to work with a CFP® and figure out which path makes sense. VR Circle Membership is for do-it-yourselfers who want a CFP® on call for ongoing advice — you keep managing your own accounts. Investment Management is for people who want it fully advisor-driven — we handle it for you.
And you’re not locked in: many clients start do-it-yourself and move to fully advisor-driven when life gets more complex or when they’d rather hand things off.
Helping families navigate complex retirement decisions.
Legally required to put your interests first — throughout the relationship, not just at the point of sale.
Clear pricing, no hidden fees, no surprises.
No proprietary funds. No incentives to push them.
Ready when you are
Start simplifying your journey and speak to a financial advisor today.
A free 15-minute call with a CFP® professional. No cost, no obligation, no sales pitch — just a conversation.
Schedule a FREE Discovery CallPrefer to call? 201-447-2212