Vision Retirement is an RIA fiduciary CFP financial advisor in Ridgewood NJ (Bergen County) and Poughkeepsie

Our pricing is fair, flexible, and transparent.

We make it easy for anyone—regardless of age or assets—to work with a CFP® professional.

Schedule a FREE Discovery Call

See if our expertise matches with your needs.

Introductory Services

We offer high-impact, standalone services for a flat fee so you can experience our fiduciary advice firsthand.

Stop guessing—start knowing if you’re truly on track for retirement.
Price: A one-time fee of $590 due upon engagement.
Get details here.
A deep-dive review of your current portfolio and tax strategy to find "leaks" your current advisor might be missing.
Price: A one-time service fee of $295 is due upon engagement.
Should you choose to become a client within 30 days of receiving our recommendations, we’ll apply a $295 credit to the solution you select.
Note this credit only applies to our financial planning and tax preparation services.
Get details here.

Membership

For those seeking the ultimate Vision Retirement experience.

Best suited for individuals and couples, including do-it-yourselfers seeking investment advice and ongoing access to a CFP® professional
Price: $895/year. FREE for clients with at least $250k in a discretionary fiduciary investment management account.
Get details here.
Ideal for individuals and couples nearing retirement (typically aged 50+) who are seeking guidance with respect to retirement readiness and help maintaining their financial goals
Price: $2,495/year. FREE for clients with at least $1 million in a discretionary fiduciary investment management account.
Get details here.
For individuals and couples who have comprehensive needs and want the best of all Vision Retirement has to offer
Price: $3,995/year. FREE for clients with at least $2 million in a discretionary fiduciary investment management account.
Get details here.

Investing

We currently offer three solutions to fit your individual needs.

Automate your investment decisions with human support.
Price: The annual fee is 0.75% of your total account balance, with a $1,000 minimum investment.
Get details here.
Delegate your investment decisions to a team of experts.
Price: Annual service fees—which are all-inclusive and cover a wide range of costs spanning third-party strategists, custodians, record-keeping tasks, trading costs, and strategy and administrative fees—max out at 1.25% of your total account value. The minimum investment threshold is $10,000.
Get details here.
Buy and sell your investments with financial advisor oversight.
Price: Most trades are only $9, and a $5,000 minimum investment is required to open an account.
Get details here.

Other Services

Check out a few of our ancillary services.

Financial planning pricing Vision retirement fiduciary financial advisor Ridgewood NJ RIA

Receive expert guidance to address a specific financial challenge.
Price: We charge an hourly rate of $295 (no minimum time requirements apply).
Get details here:
Better prepare so you can enjoy the lifestyle you envision.
Price: Financial planning summons a one-time fee based on the complexity of your situation. Your investment for this service is calculated at .10% of your net worth (e.g., if your net worth is $5 million, your cost is $5,000). Please note a minimum fee of $2,500 applies, and you’ll receive a 25% discount on subsequent plan updates to address any life-changing events.
Get details here.

Tax Preparation

Through our sister company, Advisor Tax Prep, we can prepare your income tax return.

A $599 fee includes two 1040 forms (federal and state) and Schedules (A and B) for individual tax returns. Clients of Vision Retirement enjoy a discounted fee of $450.

Get details here.

Note: you’ll be directed to our sister site, Advisor Tax Prep.

No minimum investment or net worth requirements to work with a financial advisor.

While each of our solutions is geared toward specific needs and circumstances, investment minimums or net worth prerequisites are not required to sign on with us as a client. We also provide affordable access to a CFP® professional, as our subscription service is only $69 a month.