Get answers to common questions about our firm.

A financial advisor with a CFP® designation holds the most widely recognized credential in the industry. Regulated by the Certified Financial Planner Board of Standards, CFP® professionals must pass a rigorous exam and meet strict standards with respect to education and work experience. Better yet, they’re legally required to act as fiduciaries—meaning they’ll always put your best interests first.

Start by checking the SEC’s Investment Adviser Public Disclosure (IAPD) website and FINRA’s BrokerCheck tool, both of which provide comprehensive background information about advisors.

If you want to verify Certified Financial Planner (CFP®) credentials specifically, visit the official CFP® website and use their "Find a CFP® Professional" feature to do so. Each of these resources allow you to confirm an advisor’s qualifications, regulatory history, and professional background to ensure you’re working with a trustworthy and properly credentialed professional.

The primary distinctions between these two roles relates to their legal duties, compensation models, and the range of services they provide. Importantly, a registered independent advisor is legally required to act as a fiduciary and thus prioritize a client’s best interests at all times.

A broker is not held to this fiduciary standard, in contrast, and thus can be influenced by commissions or incentives tied to specific products.

Once again, the primary difference here is that a registered independent advisor is legally required to act as a fiduciary and thus prioritize your best interests at all times. A traditional financial planner who’s not an RIA is held to a less stringent standard (i.e., the “suitability” standard).

You can receive comprehensive financial and investment advice from a CFP® professional for just $895 a year (as you can see, we’re very transparent with our pricing). For those requiring more than just advice, we also offer planning, investment, and tax preparation services through our sister company Advisor Tax Prep. If you have unique needs and prefer a pay-as-you-go approach, our hourly consulting services is perhaps the perfect solution for you.

As an independent, privately owned registered investment advisory firm (RIA), we’re held to a fiduciary standard—always putting your best interests first—while offering objective advice and a higher level of client care than most other financial advisors. Unlike those compensated by high-commission products, we’re paid solely by our clients: eliminating conflicts of interest and focusing our advice on helping you navigate and simplify financial planning.

We also offer a variety of solutions, with no minimum investment nor net worth prerequisites needed to become a client—making it super easy to work with us whether you’re just starting out or have significant assets.

What’s more, you’ll enjoy the opportunity to work with an experienced advisor with a CFP® designation (the top credential in the industry) regardless of your level of engagement.

We’re tempted to ramble on but are kind of tight on space here. Be sure to schedule a no-obligation meeting so we can go into more detail and discuss how our services can help you and your financial needs.

Absolutely! We’re licensed in numerous states, meaning you can become a client regardless of where you live. In fact, many of our clients have relocated from New Jersey’s highly taxed, heavily trafficked highways and less-than-ideal winters in search of greener (and warmer!) pastures.

Not at all. Our goal is to make high-quality financial guidance accessible to everyone regardless of investment size. You can work with a CFP® professional and receive personalized financial and investment advice for only $895 per year.

You’ll typically receive a monthly statement and quarterly performance report and can opt for either snail mail or online access.

Yes, you’re welcome to schedule a free consultation and connect with one of our financial advisors remotely, either via Zoom or phone—whichever option suits you best.

You can meet with your advisor as often as you wish. We also schedule regular check-ins based on the services you've selected and may occasionally contact you between meetings to discuss important updates or opportunities as necessary.

Not at all! You have complete flexibility to choose what—and how much—you want to invest with us.

The safety of your money is our top priority, with your funds never held directly by us and instead securely maintained in your name by our trusted custodian LPL Financial. LPL is one of the largest and most respected independent broker-dealers in the United States, subject to rigorous regulatory oversight and industry safeguards designed to help protect your assets.