What are exchange-traded funds (ETF)?

ETFs are just like mutual funds but require less human oversight and trading; they’re thus often automated and less expensive than other investment opportunities.

Which automated features are included in my VR Robo account?

Once you enroll, Betterment captures information about you and your goals to set appropriate allocations, then executes trades and runs automated features: portfolio rebalancing (to keep your investments diversified and aligned with your target allocation), tax-loss harvesting (which can help offset taxes on investment gains), and dividend reinvestment (which puts your dividends back to work in the portfolio). Together, these keep your account diversified, tax-efficient, and on strategy.investment returns.

Can I easily access my money to withdraw funds?

You can withdraw money from your account (using the Betterment app or their web-based platform) at any time and in the absence of additional fees. Withdrawals generally take about 4 to 5 business days to process.

Automated investing — with a dedicated CFP® professional behind it.

Technology builds and manages a low-cost ETF portfolio around your goals — and you get ongoing access to a dedicated CFP® professional, with no high balance required.

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A free 15-minute call first — no cost, no obligation. We'll see if automated investing with guidance is the right fit.

Introducing VR Robo, a program designed for those new to investing or merely seeking a low-cost solution to build their wealth.

If you haven’t yet heard, “automated investing” is a technology-driven investment method that uses computer algorithms and mathematical models to automatically build/manage your investment portfolio (based on a survey you submit about yourself and your goals). Automated investing platforms are referred to as “robo” advisors.

For the purposes of our solution (VR Robo), we partner with Betterment—a leading robo-advisor platform—to give you access to a variety of diversified exchange-traded funds (ETFs). These are similar to mutual funds but often less expensive, an appealing feature especially for novice investors and those who want to build their wealth in a relatively inexpensive manner.

What makes our solution a little different from others is that there’s no need to upgrade or maintain a significant balance in your account to enjoy ongoing access to a CFP® professional dedicated to your account. You’ll also receive a Betterment account review on an annual basis.

Pricing and Other Considerations

Fees

The annual fee is 0.75% of your total account balance, with a $1,000 minimum investment. Fees are pulled directly from your Betterment account at the end of each month, with statements available online through the Betterment website.

Schedule a FREE Discovery Call

Frequently Asked Questions

ETFs are just like mutual funds but require less human oversight and trading; they’re thus often automated and less expensive than other investment opportunities. Click here to read all about ETFs.
Once you enroll, Betterment captures information about you and your goals to set appropriate allocations, then executes trades and runs automated features: portfolio rebalancing (to keep your investments diversified and aligned with your target allocation), tax-loss harvesting (which can help offset taxes on investment gains), and dividend reinvestment (which puts your dividends back to work in the portfolio). Together, these keep your account diversified, tax-efficient, and on strategy.
You can withdraw money from your account (using the Betterment app or their web-based platform) at any time and in the absence of additional fees. Withdrawals generally take about 4 to 5 business days to process.