We want to change how you think about your future.

Times have changed. Things were very different when our parents were planning for their retirements. In the past, retirement income was attained by working for a single employer for 30 years. People would typically retire with generous pensions that would carry them through into their retirement years.

Hard work. Sacrifice. Living the American Dream.

Unfortunately, those days are behind us.

Today, working for a single employer is rare, and gaining access to an employer-paid pension that will support you through your retirement years is practically unheard of. Longer life expectancy and rising healthcare costs further exacerbate these challenges.

And the likelihood of our children taking care of us when we get older? Let’s not go there.

After all, and through no fault of their own, most members of the the younger generation are burdened with student debt, struggling to survive in tougher economic times and faced with the possibility of having no Social Security. Their retirements are just as uncertain as ours.

Now, more than ever, it's crucial to be prepared for retirement, and it's up to you to take control of what lies ahead.

Yet, time and time again, we meet people who are overwhelmed by the idea of planning for retirement.

Saving for a two-week vacation to Europe? Not a problem.

Researching new cars to identify the best investment? That's easy.

However, most people push planning and saving for retirement off to the side... until it's too late. In fact, according to a recent GoBankingRates survey, 39% of Americans have $0 saved toward retirement and 75% of Americans have less than $10,000.

We want to change the way you think about retirement, so that you can enjoy a better tomorrow.

We also want to give you confidence when making decisions about your retirement.

During periods of uncertainty, and especially during the recent financial crisis, we’ve witnessed firsthand that far too many people operate in panic mode. For example, when markets went through a correction period and losses were incurred, it wasn’t so uncommon for people to react emotionally and make knee-jerk choices that turned into blunders. Consequently, and in many cases, these mistakes destroyed financial futures and the ability for people to enjoy their retirement years.

We want to give people clarity and guidance, so they can feel emotionally secure when making such decisions.

That's why we launched Vision Retirement—so people can enjoy a comfortable and stress-free retirement.