You can take the plan & advice
we give you anywhere.

But there are many benefits
of implementing with us.

 

 

 

 

 

Implementation-2.jpg

Sure, you can take the plan we develop elsewhere for implementation, or you can even implement it yourself.

However, to be successful, you'll need time, discipline, patience and expertise. After all, one big mistake can be costly and can throw you completely off track.
That's where we come in.

We strive to save you time, money and provide the technical know-how and emotional guidance you need to progress to a position in which you can live comfortably throughout your retirement.  

With that said, implementation often involves several components—not just investments. For example, insurance coverage is also a key component. While we'll research, evaluate and help you identify all the appropriate coverage options for your insurance needs that we're identified in your plan, advertised prices are for our Fiduciary Investment Services (the investment component of implementation).

Implementation Services

 
Implementation

Services
In order for us to help you enjoy a comfortable and stress-free retirement, we offer Fiduciary Investment Services (FIS) as part of our implementation offering. Here are some details:
What's Included
Custom Approach Our investment approach is 100% customized according to the provisions of the planning and advice option you selected.
Global Diversification Global diversification helps you to broaden your investment options beyond the U.S. and helps cushion against the volatility of a concentrated portfolio.*

*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Rebalancing Rebalancing is the process of buying and selling assets within a portfolio to maintain the desired level of asset allocation and risk. This disciplined approach ensures your portfolio is managed according to your desired risk tolerance.*

*Rebalancing a portfolio may cause investors to incur tax liabilities and does not assure a profit or protect against a loss.

Tax Loss Harvesting Designed to help you offset a capital gains liability, this strategy sells investments that have lost value and replaces them with similar ones to maintain your target investment mix and diversification strategy.
Broad Range of Investment Options You have access to a broad range of investment options that can give you exposure to virtually any asset class.
Due Diligence We'll vet the vast universe of investment options that are available in the marketplace to ensure they are appropriate for your situation.
Oversight Our Investment Committee will oversee your investments by analyzing their performance relative to benchmarks while taking into consideration your VR Score.
Trading & Administrative Fees  Our pricing covers a wide range of fees, including custodian, record-keeping and transaction charges.

The above chart is intended to help highlight our implementation services and is not intended to be an all-inclusive list.

Please note that implementation is often more than just fiduciary investment services and can include non-managed investments such as a concentrated stock position or buy and hold strategies. In addition, certain insurance coverage may also be considered part of a plan. While we can help implement these pieces, related expenses aren't included in our advertised implementation fees.