You’ve come to the right place for objective advice.
There are several ways in which we deliver objective advice. We’ll start with two; fiduciary responsibilities and proprietary products.
For starters, we don’t sell any proprietary products—these are manufactured investments that other brokerage firms use, often to steer clients in a direction that generates more revenue for the firm and advisor. Think of a grocery store. You’ll see various brands of milk, including the store’s brand. While their brand may not be bad, there are likely alternatives which better meet your unique needs. And while there are many examples, just google “JP Morgan $309” and you can get a better idea of the danger of offering proprietary products.
Another reason we’re able to deliver objective advice is because we’re an independent RIA (Registered Investment Advisor). RIA’s like us, are required (by law) to be fiduciaries, which means we must look out for the best interests of our clients at all times, above all else. Advisors that work at banks and brokerages, on the other hand, may only be held to a suitability standard—meaning that a particular recommendation they make doesn’t necessarily need to be the best for you, just suitable for you. In more layman’s terms, it simply means that with an RIA, you’re paying for advice as opposed to paying for products a salesperson may sell you elsewhere.
If at any time during the planning process, you aren’t 100% satisfied with our service, we'll refund 100% of your advice and planning solution fees. Guaranteed.
Unlike many traditional retirement planning firms, you’ll know exactly what you’re getting for the money you are paying. Our plans start at just $49/month (scroll down for pricing).
We have the technical know-how to provide you with a disciplined approach to planning your retirement—with the emotional guidance you need.
Unlike other firms, we believe robots (robo-advisors that provide consumers with online financial advice and portfolio management with minimal human intervention) are great for vacuuming floors—not for providing you with practical retirement advice.
|Advice & Planning Fees Every client chooses one of our advice and planning solutions. The monthly fee for each solution is discounted by 25% when you choose to implement with us. First payment is due upon initial engagement and there is a commitment period of 12 months.||$49per month||$199 per month||$749 per month|
Fiduciary Investment Services
(Implementation Fees) This service comes at an additional cost and is priced according to the dollar value of the investments we implement on your behalf. Implementation fees are billed quarterly and can be paid directly from your investments. Please note that implementation often involves several components—not just investments. For example, insurance coverage may play an integral role. While we'll help implement these pieces, related expenses aren't included in our advertised implementation fees.
|1.25% of your investment||0.95% of your investment||0.65% of your investment|
|100 for 100 Guarantee We aren't in the business of having unhappy clients. Therefore, if at any time during the planning process you aren't 100% satisfied with our service, we'll refund 100% of your advice and planning solution fees.|
Click here for a PDF for details of Core, Select & Total Vision solutions.
The objective? A simple 15-minute call to identify if we’re a good fit for your retirement goals. If so, we’ll then (with your approval) schedule a more in-depth face-to face meeting.